Fort McCoy, FL Real Estate Search

Fort McCoy, FL Waterfront Homes for Sale

Fort McCoy, FL, offers a unique opportunity for homebuyers looking for waterfront properties in a serene and picturesque setting. Nestled in the heart of Central Florida, this charming community features a variety of waterfront homes, many of which provide stunning views of lakes, rivers, and lush natural landscapes. With an array of styles, from cozy cottages to larger family homes, buyers can find a property that suits their taste and lifestyle. The allure of waterfront living in Fort McCoy is enhanced by abundant recreational activities, such as fishing, boating, and kayaking, making it an ideal location for nature enthusiasts and those seeking a peaceful retreat. Whether you're looking for a permanent residence or a vacation getaway, Fort McCoy's waterfront homes present a wonderful opportunity to embrace the beauty of Florida's outdoors.

Our website features the best real estate search for waterfront homes available in Fort McCoy, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Fort McCoy, FL real estate market? Sign up for a Fort McCoy, FL Real Estate Market Report to see what’s active, under contract, and sold!

Newest Fort McCoy, FL Waterfront Homes for Sale

3 Beds ⋅ 2 Baths ⋅ Na SubDv. ⋅ 32134 Zip Code

Yellow Bluff Lakefront Retreat with Panoramic Lake George Views 3 Bedrooms | 2 Bathrooms | 3,122 Total Sq Ft | 1.14 Acres | Approx. 80' of Lake George Frontage Perched high atop the legendary Yellow Bluff, one of the highest elevations in Northeast Marion County, this exceptional waterfront home offers breathtaking panoramic views overlooking beautiful Lake George, Florida's second-largest lake and gateway to the St. Johns River. Situated on 1.14 private acres with approximately 80 feet of lake frontage, this property offers an incredible combination of privacy, updated living space, and unforgettable scenery. Originally built in 1988, the home has been extensively updated and offers approximately 3,122 total square feet, including 1,852 square feet on the main level, 1,270 square feet of conditioned basement space, a 132-square-foot covered porch, 203-square-foot concrete patio, and an expansive 581-square-foot deck overlooking the lake. The completely remodeled kitchen is the centerpiece of the home and features new cabinetry, Quartz countertops, stainless steel appliances, updated lighting, and ceiling fans. The open floor plan flows seamlessly into the spacious living room where a new triple vinyl sliding glass door perfectly frames spectacular sunrise views across Lake George. The adjoining dining area features both double and triple vinyl sliding glass doors, filling the home with natural light while providing direct access to the oversized deck—an ideal setting for entertaining or simply enjoying the peaceful waterfront setting. Luxury vinyl plank flooring extends throughout the main living areas, creating a clean, modern appearance. The spacious 18' x 14' primary suite offers abundant natural light, his-and-hers closets, and a bathroom featuring a steel tub with tiled shower surround, updated vanity, and tile flooring. Bedrooms two and three are comfortably sized with updated flooring and generous closet space. The guest bathroom includes a steel tub with fiberglass surround and an updated vanity. The conditioned basement level provides exceptional flexibility. A staircase from the main hallway leads to a finished recreation room with warm wood paneling and sliding glass doors opening onto the concrete patio overlooking the bluff. Two additional rooms provide endless possibilities for additional bedrooms, a home office, fitness room, workshop, game room, or guest suite. Hidden behind the kitchen is a convenient laundry room, mechanical room, and exterior south-side entrance. Outdoor living is equally impressive. Relax on the oversized deck, soak in the hot tub overlooking Lake George, or gather with family and friends on the newly completed concrete patio while enjoying one of the most spectacular lake views in Florida. Major improvements include a metal roof installed in 2015 and a new HVAC system installed in 2026, providing peace of mind for years to come. Yellow Bluff is surrounded by the Ocala National Forest, offering convenient access to boating, fishing, kayaking, hiking, horseback riding, hunting, and OHV trails. Explore nearby Silver Glen Springs, Salt Springs, Juniper Springs, and the St. Johns River, all just minutes away. Whether you're searching for a full-time waterfront residence, weekend retreat, or legacy property, this rare Yellow Bluff home offers an opportunity that seldom comes available. Experience the beauty, tranquility, and unmatched views of Lake George—schedule your private showing today!

8445 Ne 310th Avenue, Fort Mc Coy

5 Beds ⋅ 5 Baths ⋅ 32134 Zip Code

Exceptional Lake George Waterfront Retreat! Discover an extraordinary opportunity to own this stunning 5-bedroom, 4 full and 1 half-bath waterfront home located on Yellow Bluff along beautiful Lake George, the second-largest lake in Florida and the gateway to the scenic St. Johns River. Combining breathtaking views, exceptional amenities, and endless recreation, this property is designed for those who love the Florida waterfront lifestyle. Built with durable block construction and topped with a metal roof, this spacious home offers room for everyone. The main level features 3 bedrooms, 3 full bathrooms, a bright and open living area, a gas cooktop, and an oversized pantry/mudroom with abundant storage. Enjoy beautiful sunrises while having coffee on the covered screen balcony over looking the Lake George. The lower level boasts a private 2-bedroom apartment complete with a Jack-and-Jill bathroom and an additional half bath, making it perfect for guests, extended family, a private retreat, or potential rental income. Designed for entertaining, the outdoor living space is truly exceptional. Relax by the inground swimming pool, unwind in the hot tub, or prepare meals in the summer kitchen while enjoying panoramic views of Lake George. A stairway leads down to the lake, where you'll find a private dock equipped with water, electric, and three electric boat lifts, providing effortless access to Lake George and miles of boating, fishing, kayaking, and water sports along the St. Johns River. Additional features include a whole-house generator, generous storage throughout, and thoughtfully designed indoor and outdoor living spaces ideal for entertaining or simply enjoying peaceful lakeside living. Conveniently located near the Ocala National Forest, Juniper Springs, Salt Springs Recreation Area, and Silver Glen Springs, this remarkable property offers easy access to some of Central Florida's most beautiful natural attractions, along with waterfront dining and endless outdoor adventures. Whether you're searching for a full-time residence, weekend retreat, vacation home, family compound, or investment opportunity, this one-of-a-kind property offers an unmatched combination of comfort, space, and waterfront living. Don't miss your opportunity to own this incredible waterfront retreat on Yellow Bluff—where every day feels like a vacation!

8085 Ne 310th Avenue, Fort Mc Coy

2 Beds ⋅ 1 Baths ⋅ Lake Forest Estate SubDv. ⋅ 32134 Zip Code

4.03 Acres on Lake Albritton includes homesite which needs either renovated or demo and build new. This property is super unique with large variety of towering bamboo, massive live Oak trees, palms, olive trees and many varieties of flowering plants. Lots of potential on this beautiful property. Home was originally built in 1962 and includes 2 bedrooms, 1 bathroom, kitchen, dining and living rooms. We have an estimate to demo the home as well. Located 10 minutes from downtown Fort McCoy with a grocery store, doctor's office, pharmacy, hardware, gas station, pizza, and more. Short drive to Silver Springs which includes Walmart, Lowes, Bealls, Outback and many more of your favorite shopping spots and restaurants. Ocala is only another 10 minutes from Silver Springs with vibrant night life and lots of entertainment options and restaurants. Gainesville(Home of Florida Gators) is only 50 minutes to downtown. If you’re a fisherman, or hunter or simply love hiking, canoeing or kayaking you are in luck! Minutes to Ocklawaha River, Ocala National Forest, and many natural springs(Salt Springs, Silver Glen Springs, Juniper Springs), horseback and walking trails, and off-road vehicle trails await your explorations. One-of-a-kind property and location! Ready for new owners!

14120 Ne 110th Avenue Road, Fort Mc Coy

2 Beds ⋅ 2 Baths ⋅ Tobacco Patch SubDv. ⋅ 32134 Zip Code

Experience ''Old Florida'' luxury in this breathtaking waterfront sanctuary nestled within the Ocala National Forest. This meticulously updated 2 bedroom, 1.5 bathroom with a downstairs flex space cabin offers a rare blend of rustic soul and modern sophistication. Step inside to discover a warm, lodge-style interior featuring stunning magnolia wood walls and ceilings that perfectly frame the tranquil views of the surrounding nature. Every detail has been curated for comfort and peace of mind. Recent major improvements include a permitted metal roof (2021), new central A/C, updated electrical, and a rebuilt carport. The open kitchen shines with brand-new appliances, while the versatile floor plan offers 2 bedrooms on the main level and a private flex space that could be converted to a bedroom on the lower level. Outdoor living is truly elevated with three expansive screened-in porches and a massive open deck overlooking the water, the perfect spot to listen to the owls calling at night. For the adventurer, the property features a private boathouse and a newly repaired/sealed dock with a stainless steel fish-cleaning station, providing direct access to the creek and Ocklawaha River system. Escape the hustle and live the adventure where you are connected to nature without ever "roughing it". Schedule your private tour today!

18930 Ne 143rd Avenue, Fort Mc Coy

3 Beds ⋅ 2 Baths ⋅ Forests Edge SubDv. ⋅ 32134 Zip Code

NEW PRICE! Come check out this beautiful home! Private Country Living on 1.47 Acres – Forest Edge Subdivision 3 Bedrooms | 2 Bathrooms | 1,296 Sq Ft | Built 1987 | Garage | Metal Roof Welcome to this charming site-built home nestled on 1.47 private acres in the desirable Forest Green subdivision, offering space, serenity, and convenient access to outdoor recreation. Built in 1987, this well-maintained home features 3 bedrooms, 2 bathrooms, and 1,296 sq ft of comfortable living space. As you arrive, a long concrete driveway leads you to the home, where you’ll appreciate the covered front porch, metal roof, metal siding, and 1-car garage. Step inside to a spacious living room with cathedral ceilings, ceiling fan, and a large picture window that fills the space with natural light. The kitchen is bright and inviting, featuring abundant white cabinetry, generous counter space, a breakfast bar, dining area, and all stainless-steel appliances included. Sliding glass doors open to a covered screened porch, perfect for relaxing while overlooking the private wooded backyard. The garage is conveniently located just off the living and kitchen area and includes a washer and dryer space. All bedrooms and bathrooms are situated on the east side of the home. The guest bathroom features a tiled tub/shower combo, tiled floors and surround, single-sink vanity, and wainscoting. Bedrooms two and three are nicely sized with oversized closets and carpet flooring. The primary bedroom offers a comfortable retreat with carpet flooring, a large closet, and a private en suite bathroom featuring a tub/shower combo, tiled flooring and surround, and an updated vanity. Outside, enjoy a large, private yard bordered by woods and a pond with fish, creating a peaceful, nature-filled setting. The Forest Green subdivision is located just minutes from the Ocklawaha River, including the Eureka West boat ramp and fishing pier. You’re also minutes to Dollar General Market and a convenience store. Conveniently located 10 minutes from downtown Fort McCoy for groceries, hardware, gas, pharmacy, and dining, and a short drive to Silver Springs with Walmart, Lowe’s, restaurants, and shopping. Ocala is only another 10 minutes beyond, offering nightlife, entertainment, and more dining options. Gainesville is approximately 50 minutes away. Outdoor enthusiasts will love the proximity to the Ocklawaha River, Ocala National Forest, and nearby natural springs including Salt Springs, Silver Glen Springs, and Juniper Springs, along with miles of trails for horseback riding, hiking, and off-road adventures. This is a rare opportunity to enjoy site-built living on acreage in an unbeatable North Central Florida location. Schedule your private showing today!

14641 Ne 154th Street, Fort Mc Coy

2 Beds ⋅ 2 Baths ⋅ 32134 Zip Code

39 acres of old school Florida property located on Highway 318 road frontage in beautiful Orange Springs including pasture lands, large grand oaks, tall pines, palm trees, a small pond and more. The property has two houses; one has been completely renovated and is move-in ready. It includes 2 bedrooms, 2 bathrooms and 736 living square feet under heat and air. There is an enclosed 160 sf front porch that leads into the home. Upon entering you will see an open floor plan with cathedral ceilings, laminate flooring and an updated kitchen with stainless steel appliances and eat in the kitchen area. Main bedroom has laminate flooring as well as the main bathroom including shower, storage closet and single vanity. Guest bedroom also includes laminate flooring and leads to the guest bathroom with a new steel tub and tiled shower surround. Back room is 96 sf and includes connections for washer and dryer and additional space for storage. The additional house, which was built in 1948 with 754 sf, 2 bedrooms and 1 bathroom, could be restored and/or used for storage/workshop. Property also includes a 26'x22' pole barn with metal roof and an additional 26'x13' storage metal building. The property is surrounded by numerous lakes and waterways nearby, so if you are a fisherman, or hunter or simply love hiking, canoeing or kayaking, you are in luck! Minutes to Ocklawaha River, Ocala National Forest, and many clear, natural springs (Salt Springs, Silver Glen Springs, Juniper Springs) where horseback and walking trails, and off-road vehicle trails await your explorations. Also within minutes to Ocala World Equestrian Center or Gainesville, home of the national championship Gators of the University of Florida. One-of-a-kind property with its unique location!

12146 E Highway 318, Fort Mc Coy

1 Beds ⋅ 1 Baths ⋅ Miles Kale Lake SubDv. ⋅ 32134 Zip Code

Breezy waterfront living along Miles Kale Lake! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers a total of two parcels that feature pristine shoreline and a combined 1.12 acres. All of the acreage is fenced, with the two parcels being a gently shaded lot with the main residence and a secondary lot which has been left in a more natural state as a heavily wooded area. Move-in ready and fully furnished, this cozy lodge like Cottage rests on the eastern lot and offers plenty of sleeping space in the 1-bedroom or the spacious family room with beds for 4. This charming cottage features a large family room, a delightful kitchen with adjacent dining area, and a great screen-enclosed porch. All rooms have a restful view of the lake. This home offers a rustic aesthetic with lots of tasteful wood-work done throughout the home. A laundry shed is also attached to the home for added ease. A private boat ramp with a recently updated dock allows for easy enjoyment of the lake, opening up a variety of uses for those who enjoy spending time on their boat. Miles Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, as well as power boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many activities Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

22645 Ne 105th Avenue Road, Fort Mc Coy

2 Beds ⋅ 2 Baths ⋅ Miles Kale Lake SubDv. ⋅ 32134 Zip Code

Breezy waterfront living never provided so much potential! Breezy waterfront living never looked so inviting! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers lovely shoreline views and just over 3/4ths of an acre of space. Named ‘The Big Green House,’ the home has been lovingly maintained and is move-in ready with full furnishing. Offering a total of 2-bedrooms and 2-baths, the home has been meticulously rebuilt and expanded with all new plumbing, electrical wiring, trusses, a standing seam metal roof, and is highly energy efficient. Used currently as VRBO, there is ample potential to continue this usage without much fuss or to instead use this as a personal vacation home or as year-round residence. The interiors feature ample natural light, tall vaulted ceilings, beautiful tongue-and-groove wood work throughout, and lots of space to enjoy. The home features a large great room, as well as a large open kitchen that includes stainless steel appliances, abundant counter and cabinet space, center island with breakfast bar, and adjacent dining nook. Both bathrooms are immaculate, with recent updates and a clean aesthetic. A large screen-enclosed porch rests to the lakeside of the home, providing a wonderful space to enjoy stunning views of the lake and a cozy area to catch some shade. Miles Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, as well as power/ski boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many options Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

22649 Ne 105th Avenue Road, Fort Mc Coy

3 Beds ⋅ 3 Baths ⋅ Miles Kale Lake SubDv. ⋅ 32134 Zip Code

Breezy waterfront living never provided so much potential! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers a total of three parcels that each feature roughly 100 ft. of shoreline and a combined 1.91 acres. All of the acreage is fenced, and 2 residences rest on two of the parcels, with the third lot being left in a more natural state as a lovely heavily wooded area. Move-in ready, both homes have been lovingly maintained and are move-in ready with full furnishing. Used currently as VRBO, there is ample potential to continue this usage without much fuss or to instead use this as a personal vacation compound or as year-round residence with a designated guest, in-law, or rental home. On the northern lot is the home named The Big Green House– offering a total of 2-bedrooms and 2-baths, the home was meticulously rebuilt and expanded with all new plumbing, electrical wiring, trusses, a standing seam metal roof, and is highly energy efficient. The interiors feature ample natural light, tall vaulted ceilings, beautiful tongue-and-groove wood work throughout, and lots of space to enjoy. The home features a large great room, as well as a large open kitchen that includes stainless steel appliances, abundant counter and cabinet space, center island with breakfast bar, and adjacent dining nook. Both bathrooms are immaculate, with recent updates and a clean aesthetic. A large screen-enclosed porch rests to the back of the home, providing a wonderful space to enjoy stunning views of the lake and a cozy area to catch some shade. The secondary residence, called The Brown Cottage, rests on the center-most lot. Offering 1-bedroom and 1-bath, this charming cottage features a large family room, a delightful kitchen with adjacent dining area, and a great screen-enclosed porch that overlooks the lake. This home shares the rustic aesthetic of the green home, with lots of tasteful wood-work done throughout the home. A laundry shed is also attached to the home for added ease. Both residences share a well and pump, however, an additional well and pump could be added by the future buyer if desired. A private boat ramp with a recently updated dock allows for easy enjoyment of the lake, opening up a variety of uses for those who enjoy spending time on their boat. Mile Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, or even power boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many options Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

22649, 22645 and TBD Ne 105th Avenue Road, Fort Mc Coy

Start Your Search